American Equity Protection

Public-data note

Tampa Bay housing stock: Hillsborough vs Pinellas owners and new building

William Yu, founder

Published August 26, 2026

Hillsborough County and Pinellas County do not have the same owner share, the same median owner value, or the same 2025 permit count. Those three facts are on U.S. Census Bureau QuickFacts. We checked the live Census table on August 25, 2026. Pinellas shows a higher owner-occupied rate. Hillsborough shows a higher median owner value and more 2025 permits.

Key points

  • Census QuickFacts, 2020-2024: Hillsborough owner-occupied housing unit rate 61.5%. Pinellas 69.5%.
  • Same table, 2020-2024: median value of owner-occupied units Hillsborough $371,500. Pinellas $355,100.
  • Same table: building permits in 2025 Hillsborough 8,696. Pinellas 4,198.
U.S. Census Bureau QuickFacts, Hillsborough County, FL and Pinellas County, FL
Hillsborough County, FLPinellas County, FL
Owner-occupied housing unit rate, 2020-202461.5%69.5%
Median value of owner-occupied housing units, 2020-2024$371,500$355,100
Building Permits, 20258,6964,198
Source: U.S. Census Bureau QuickFacts, Hillsborough County, FL and Pinellas County, FL. https://www.census.gov/quickfacts/fact/table/hillsboroughcountyflorida,pinellascountyflorida

Hillsborough vs Pinellas

U.S. Census Bureau QuickFacts publishes a two-county table for Hillsborough County, Florida, and Pinellas County, Florida. The source is https://www.census.gov/quickfacts/fact/table/hillsboroughcountyflorida,pinellascountyflorida

We checked the live Census table on August 25, 2026.

Pinellas has a higher owner-occupied rate on that table. Hillsborough has a higher median owner-occupied value and more building permits in 2025.

National context

These two lines are national. They are not Hillsborough or Pinellas numbers.

The Federal Reserve Bank of Philadelphia, Home Repair Costs 2025 (December 2025), using American Housing Survey data, reported that 34.6% of homeowners and 40.6% of renters had a repair need. Source: https://www.philadelphiafed.org/-/media/FRBP/Assets/Community-Development/Briefs/home-repair-costs-2025/home-repair-costs.pdf

Zillow, February 19, 2025, reported that fixer-uppers sold 7.3% less than similar homes in 2024. Source: https://zillow.mediaroom.com/2025-02-19-The-end-of-the-fixer-upper-Remodeled-homes-sell-for-the-highest-premiums

If the house needs work

If you want to see whether an as-is path fits a house that needs work, use /get-offer/.

Common questions

Where do these county numbers come from?

U.S. Census Bureau QuickFacts for Hillsborough County, Florida, and Pinellas County, Florida. The live table is https://www.census.gov/quickfacts/fact/table/hillsboroughcountyflorida,pinellascountyflorida We checked the live Census table on August 25, 2026.

Are the Philadelphia Fed and Zillow lines about Tampa Bay?

No. They are national figures, each with its own link.

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